The disbursing of small credit amounts is hailed as prime pathway out of poverty. But is it really? The case for their high interest rates is poor, the claim of high repayment rates doubtful. I found many former customers entrapped in a vicious cycle of loans. Lastly, micro-credit loans played their part in changing the consumption pattern of rural people, and, in passing, reshaped their life style by integrating them with the international capitalist system.Read More
Nepal has increasingly become a place of great power competition between its neighbors India and China. Both the decision not to allow the Tibetan refugee population to vote for its government-in-exile in March of this year and the recent visit of the Chinese army chief who promised a military aid package worth $19 million indicate strong Chinese presence. As India moves to counter Chinese actions, political progress in Nepal will be undermined.Read More
Abstract Microcredit bears the promise of financial sustainability, implying a quick outreach to billions of potential customers – the poor of developing countries. Proponents of […]Read More
Tunisia´s revolution succeeded, Egypt´s followed and Libya will be next. In all cases, people did not struggle for another dictatorship, rather rallied for their freedom. […]Read More
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