South & East Asia

Noble Credits: False Hope and True Despairs – On the Political Economy of Microcredit
1. July 2011

The disbursing of small credit amounts is hailed as prime pathway out of poverty. But is it really? The case for their high interest rates is poor, the claim of high repayment rates doubtful. I found many former customers entrapped in a vicious cycle of loans. Lastly, micro-credit loans played their part in changing the consumption pattern of rural people, and, in passing, reshaped their life style by integrating them with the international capitalist system.

Read More

South & East Asia

Asien
Regional Director

To submit an article, for questions and ideas for the section “South & East Asia”, please contact:

  • Johanna Hartz-Goiteom
    Johanna Hartz-Goiteom
    Regional Director South & East Asia
Johanna Hartz-Goiteom
Regional Director South & East Asia

Johanna Hartz-Goiteom is regional director for “South & East Asia” and member of the Impact Group EU-ASEAN Perspectives.

Johanna is currently in the second year of the double degree master’s program Public Affairs and Management at HEC Paris and Freie Universität Berlin. She received her bachelor’s degree in Economics from the University of Mannheim and studied one semester at the Chulalongkorn University in Bangkok. She wrote her bachelor thesis about the educational attainment of children with a migration background in Germany.

Johanna has gained practical experience though internships with consultancies, the Indo-German Chamber of Commerce in Mumbai, the Federal Foreign Office in Berlin and the Centre for European Economic Research (ZEW) in Mannheim.

Johanna speaks German, English, Spanish and is learning French.

E-Mail: johanna.hartzgoiteom@ifair.eu